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IHC Health
Solutions provides representatives access to individual health insurance,
small employer group health insurance, short term major medical,
and other ancillary health products.
Small Employer Group Health
Insurance – Employee Benefits for Small Business
Another IHC Health Solutions exclusive, Partners Plus is a broad portfolio of
employees health insurance benefit plans designed to meet the
unique needs of employers with 2 to 50 employees. Underwritten
by carriers rated A- (Excellent) and A+ (Superior) by A.M. Best
Company, plan design options include Participating Provider
Organization (PPO) plans, High Deductible Health Plans (HDHP)
designed to integrate with the new tax-favored Health Savings
Accounts (HSA), and traditional indemnity plans.
Whether the priority is offering multiple plan types,
tax-favored reimbursement arrangements or simply a reduction in
plan costs, the Partners Plus family of employee health plans
offers a solution that meets the needs of small businesses.
Click here for selected
links to some of our Preferred Provider Organizations
Individual Health Insurance
Freedom Health Plans are offered exclusively through IHC Health
Solutions are
underwritten by an insurance carrier rated A+ (Superior) by A.M.
Best Company. The five Freedom major
medical plans contain a wide variety of benefit options
utilizing numerous Preferred Provider Organizations (PPO) or
available as a traditional indemnity plan. The Freedom PPO High
Deductible Health Plan is currently our most popular plan which
meets the requirements for a Health Savings Account.
Short-Term/Temporary Health Insurance
Do
you have clients who are between jobs, temporarily unemployed or
needing to secure coverage for a recent graduate IHC Health
Solutions' Short
Term Health Plan is just the solution!
Underwritten by an A.M. Best "A-" (Excellent) rated insurance
company, coverage is available for 1 to 12 months with
deductibles ranging from $250 to $2,500... and up to $2 million
dollars in lifetime benefits are provided. Plus, rates are super
affordable!
Our
unique internet interface allows individuals to secure immediate
coverage and provides CA agent representatives with a secure,
on-line application portal, which maximizes productivity and
builds new sources of agent revenue.
Click
here for the STM Brochure
Click here for the Freedom 12x3 STM
Brochure
Freedom Health Savings Accounts (HSA)
The
Freedom HSA a one-stop shop for health savings accounts when
sold with a qualified Freedom or Partners Plus high deductible
health plan.
Submit the HSA application along with the health insurance
application and an account will be opened in coordination with
the health plan. Your clients will have the account open before
incurring medical expenses so you know their expenses will be
eligible for a tax-free withdrawal.
Just
call 1-866-566-2702 for answers to all your HSA questions or
visit:
www.FreedomHSA.org.
The
Freedom HSA includes:
* Quick-and-simple one-page form to open your account
* Online, real time review and administration of account
balances and activity
* Low minimum deposit and set-up fees
* Administrative fee of only $2.50 a month
* Competitive interest rates on accounts with $500 or more
- ask for current rates
* Easy access to your money for medical or other qualified
withdrawals
* Toll-free customer service center
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